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Ruben
Ruben is 56 years old and lives with his wife and children. He is very responsible with respect to his household duties and has always provided the best for his family. He is a hard-working farmer and has always worked with joy and enthusiasm. Every year he sows the main basic grains from the region: corn and beans.
Ruben wants to increase his sales and that is why he contacted the field partner, Integral, to ask for a loan that will allow him to purchase seeds, manure, chemical fertilizer, pesticides, etc. He wants to make use of the loan because he doesn't have any additional sources of income and this will allow him to keep providing for his family without limitations.
View original language description ↓
Ruben de 56 años de edad es un hombre muy responsable con sus obligaciones de hogar, ya que siempre se ha caracterizado por brindarle lo mejor a su familia. Actualmente vive junto a su esposa y sus hijos, es muy trabajador, siempre lo ha realizado con alegría y entusiasmo, se dedica a ser agricultura siembra todos los años los principales granos básicos de la zona como lo son, maíz y frijol. Ruben desea incrementar sus ventas y por eso visitó las oficinas de INTEGRAL para solicitar un crédito el cual le permita comprar: semillas, abonos, fertilizantes, pesticidas entre otros. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá llevando el pan de cada día a su hogar sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 690
    View loans »
    El Salvador Loans Fundraising
  • $24,309,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Ruben to purchase seeds, manure, fertilizer, pesticide, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 21, 2013
Listed
Jun 27, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014