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Arsen is the only breadwinner of his family. He breeds cattle and cultivates greens for feeding animals. Arsen is married and lives with his wife in the small village Tandzaver, which is in the Syuniq region. He learned how to breed cattle when he was a little boy and is now a very skilled farmer. Arsen’s wife helps him very much. She milks cows and makes cheese and other dairy products.

Arsen is also a teacher with many years of experience teaching at the local school. As the teacher's salary is hardly enough for this young family, agriculture is the only source of income that helps them to tackle financial difficulties.

Arsen is requesting this loan of 1,500 USD to purchase a cow and a calf and enlarge his livestock. He is very motivated about developing his farm and improving his family's living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 150
    View loans »
    Armenia Loans Fundraising
  • $13,802,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Arsen to pay for a cow and a calf.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 10, 2013
Jul 1, 2013
Currency Exchange Loss:
Jul 31, 2013