Update on Jorge ClementeJorge is 37 years old. He lives with his partner and four children in the city of Ventanas, in los Ríos province.
Jorge is a member of the Genesis community bank which is located in Atascoso, in Ventanas canton. The members of this bank farm and raise livestock.
Jorge is a farmer who grows corn and rice. He also raises pigs and turkeys. He is requesting this loan to buy urea, seeds, fertilizers and corn. With the help of this loan, he will be able to buy fertilizers and feed for his animals.
The challenges Jorge faces are pests and diseases on his crops. His dream is to buy a plot of land on which to sow cacao in order to increase his production. In his free time, he enjoys playing volleyball and soccer.
Es Integrante de la VRC GENESIS, se encuentra ubicada en el recinto atascoso, Pertenece al Cantón ventanas se dedican a labores agrícolas y pecuarias.
JORGE se dedica a la agricultura a la siembra de maíz, arroz, además se ddeica a la crianza de cerdos y pavos. Solicita el crédito para comprar urea, semillas,fertilizantes, polvillo, morocho. Con la ayuda del crédito podrá comprar los fertilizantes y la comida para los animales.
El desafío a los que se enfrenta son las plagas y enfermedades en las siembras.
El sueño es comprar terreno para sembrar cacao y aumentar la produccion. En el tiempo libre le gusta jugar boli y futbol.
Previous Loan DetailsJorge Clemente, 36, is in a common-law relationship and has four children. He lives with the children and his wife in the city of Ventanas in the province of Los Ríos. He's a member of Génesis Communal Bank in the Atascoso precinct of Ventanas Canton, where people work in agriculture and… More from Jorge Clemente's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid