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Tom lives with his family in a village in northwestern Albania, which has been his place of residence ever since he was born. He is married and has three adult children. Tom is requesting a loan to rebuild a damaged stable that he recently demolished to the ground. He stated: "I have cows and goats and I enjoy taking care of them. Every morning, as soon as I wake up, without even having any coffee, I run to the animals to feed and milk them. Afterwards, I take them out so that they can breathe some fresh air and while they are out, I clean up their stable. I love my animals and I love what I do for them. I have been running this type of activity for the past fourteen years and have enjoyed every piece of it, including the income I have been generating."

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $7,800
    Average annual income
  • 14
    View loans »
    Albania Loans Fundraising
  • $2,336,800
    Funds lent in using Kiva
  • 107.5
    Albania Leke (ALL) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $950 helped Tom to rebuild a damaged animal stable.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jun 30, 2013
Currency Exchange Loss:
Jan 17, 2015