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Margarida is thirty-five and is an elementary school teacher. She has lived in a common law marriage for twelve years in her own home. She has three children, one of whom goes to school. The other two are still too young. She supports a niece who lives in her home. She will use this loan to buy cement, rods, pipes, and bathroom fixtures to improve the conditions of her bathroom. In the future, she plans to expand her house. She currently lives in a house with two bedrooms, a bathroom, and a kitchen. She says that she will request more loans to be able to carry out her plan. She intends to honor her repayment schedule.
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Margarida tem 35 anos, é professora do nível primário, vive maritalmente há 12 anos na casa própria. Tem 3 filhos dos quais 1 estuda e os outros ainda são menores de idade. Sustenta também uma sobrinha que vive na sua casa.
Com o crédito quer comprar cimento, varões, tubo de canalização e loiça sanitária, para melhorar as condições da sua casa de banho.
No futuro pretende ampliar sua casa pois actualmente vive numa tipo 2.
Diz que irá pedir mais créditos para conseguir realizar seu plano e pretende honrar com o calendário de pagamentos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Mozambique

  • $1,200
    Average annual income
  • 131
    View loans »
    Mozambique Loans Fundraising
  • $2,808,950
    Funds lent in using Kiva
  • 29.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Margarida to buy cement, rods, pipes, and bathroom fixtures to improve the conditions of her bathroom.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 11, 2013
Jun 29, 2013
Currency Exchange Loss:
May 17, 2014