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Over 12 years of hard work, Goharik has owned a beautiful farm which is in Artashat town of the Arararat region. She owns a plot of land where she cultivates haricot, tomatoes, potatoes, and grows apricot and cherry trees.

Goharik has a nice family whose members help each other on the farm since they know that working together ensures that they will earn a higher income. Gohar lives with her son, daughter-in-law, and grandchild.

Now, Gohar has requested this loan of USD 2,000 in order to purchase fertilizer and seeds and to start cultivation of more types of fruits and vegetables. The loan is very important to help Goharik to enlarge her farm and to gather more income.

She hopes very much that Kiva will support her and help her to make the family's living conditions better.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $14,947,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Goharik to pay for seeds and fertilizer.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jul 1, 2013
Currency Exchange Loss:
Jul 31, 2013