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Sandra is 28 years old and married. She lives with her two children in a house that she owns. One of her children is 7 years old and the other one is below school age. Sandra has been a merchant for over five years and also attends the first year of the Higher Institute of Technology and Management.
The money from the loan will be used to purchase garments such as shirts, suits, bags and shoes for re-selling. Sandra doesn't have a store, so she delivers the products directly to her customers and collects payments at the end of the month. She hopes to make her business grow.
The main challenge she faces is acquiring a vehicle to transport her merchandise as a way of retaining her customers.
View original language description ↓
Tem 28 anos de idade, é casada, vive na casa propria com 2 filhos. Uma delas tem 7 anos e estuda e a outra nao tem idade escolar. Sandra e negociante há mais de 5 anos e e frequenta o 1º ano no Instituto Superior de Tecnologias e Gestão.
O dinheiro do emprestimo sera aplicado na compra de roupas como camisetes, fatos, bolsas e sapatos para revenda. Sandra nao possui estabelecimento por isso faz entregas directamente ao seus clientes e cobra os valores no final do mes.Sandra tem a esperanca de fazer crescer o seu negocio.
Tem o principal desafio de comprar uma viatura para transportar os produtos como forma de reter os seus clientes.

About Mozambique

  • $1,200
    Average annual income
  • 134
    View loans »
    Mozambique Loans Fundraising
  • $2,808,950
    Funds lent in using Kiva
  • 29.8
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $850 helped Sandra to purchase garments such as shirts, suits, bags and shoes for re-selling.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 11, 2013
Jun 26, 2013
Currency Exchange Loss:
Jan 17, 2015