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Hanumsha is married and has two children. She lives in the southern part of Kosovo. Hanumsha's family lives in a small old house, and it has not had any repairs or renovation in the past several years. She is a housewife and her husband works in construction.

Her house has a problem with insulation and keeping the heat inside so during the winter it is very difficult for them to stay warm. Heating a home is a basic need necessary to live comfortably and keep good health. At this time she is requesting a loan so that she can have her windows renovated in order to be able to create better living conditions for the family. She hopes in the future to have a better life and continue to improve the living conditions for her family. She appreciates all Kiva lenders and is grateful for the help.

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 20
    View loans »
    Kosovo Loans Fundraising
  • $1,942,200
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Hanumsha to renovate windows.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 29, 2013
Currency Exchange Loss:
Jul 17, 2014