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Jani is a 35-year-old hardworking and talented furniture-maker who is self-trained. He started practicing such skills about five years back, and the more he practiced, the more he learned about how to make greater and better things. “Just like they say,” he said, “that knowledge is the treasure, and practice is the key to it,” he continued, smiling.

Jani is married and has two children, five and three years old, and all of them live in a little town of approximately 10,000 inhabitants in south-central Albania. The shop where he works is small according to him, but he plans that in the near future, he will replace it with a bigger one where he can work comfortably.

Yet, for now his goal is to invest in buying raw wooden material that he needs to produce furniture. The loan that Jani is requesting from Kiva lenders will help him achieve this immediate goal.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 34
    View loans »
    Albania Loans Fundraising
  • $2,885,025
    Funds lent in using Kiva
  • 107.5
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Jani to buy raw wooden material for his furniture-making shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jun 29, 2013
Currency Exchange Loss:
Mar 17, 2015