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Sandra Elizabeth
The “Productivo” [Productive] Communal Bank meets every fifteen days in Montecristi canton, a region known for its rich pre-colonial culture and for its artisanal crafts that are recognized both nationally and internationally. It is also the home of the famous Panama hats.

In this region, lives Sandra. She is 39 years old, is in a common-law relationship and has three children, ages 14, 10, and 1. The two older children attend school. Her husband is an artisan.

To get ahead, Sandra and her husband have a store set up in their home. They sell all types of products such as rice, sugar, oil, detergent, legumes, fruits and vegetables, and ice cream. In addition, they provide mobile phone air time recharges and sell phone cards. They work every day from 6:00 am to 8:00 pm and sometimes much later. Her husband is also engaged in artisanal crafts that he creates in an aluminum and glass workshop located in their home. His wife helps him occasionally. He has been in this business for over nine years and it is going well because he has a good clientele.

She is going to invest this loan in the purchase of food, school supplies, ice cream, and mobile phone air time recharge cards. They have been members of the communal bank for over three years and they like it because of the support they provide through the loans. Her dream is to provide her children with a better education.
View original language description ↓
EL Banco Comunal Productivo se reúne cada quince días en el Cantón Montecristi conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Sandra, tiene 39 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos de 14, 10 y 1 año de edad, los dos mayores estudian en colegio y en escuela. El marido es artesano.

Doña Sandra para salir adelante junto a su esposo tienen una tienda en su casa, vende todo tipo de productos, como arroz, azúcar, aceites, detergentes, legumbres, verduras y frutas, helados, además de realizar recargas y vender tarjetas telefónicas, allí trabaja todos los días desde las 6h00 hasta las 20h00 y a veces hasta más tarde. Su esposo además también se dedica a la artesanía mismas que elabora en un taller de aluminio y vidrio que tiene en su misma casa por lo cual también su esposo le ayuda de vez en cuando, tiene más de 9 años con su negocio y les va muy bien ya que cuentan con muy buena clientela.

Este crédito lo va invertir en la compra de víveres, útiles escolares, helados y recargas telefónicas. Lleva más de 3 años en el Banco Comunal y le gusta por la ayuda que le dan con los créditos.

Su sueño es darles la mejor educación a sus hijos.


About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,842,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Sandra Elizabeth to purchase food, school supplies, ice cream, and mobile phone recharge cards.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 28, 2013
Listed
Jun 27, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 21, 2013