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Ufredo Gerardo

Update on Ufredo Gerardo

Ufredo is 39 years old. He lives with his partner and four children in the city of Ventanas, in Los Ríos province.

Ufredo is a member of the Genesis community bank which is located in Atascoso, in Ventanas canton. The members of this bank farm and raise animals.

Ufredo is a farmer who grows corn and rice. He is requesting this loan to buy urea, seeds, manure, insecticides and fertilizers. With the help of this loan, he will be able to buy fertilizers and a pump for spraying his crops.

Ufredo makes his purchases and sales in Guaranda. The challenges he faces are pests and diseases among his crops. His dream is to buy a plot of land. In his free time, he enjoys reading the Bible.
View original language description ↓
UFREDO tiene 39 años de edad de estado civil unión libre tiene cuatro hijos, vive con la esposa y con los hijos en la ciudad de Ventanas Provincia de los ríos.

Es Integrante de la VRC GENESIS, se encuentra ubicada en el recinto atascoso, Pertenece al Cantón ventanas se dedican a labores agrícolas y pecuarias.

UFREDO se dedica a la agricultura a la siembra de maíz, arroz. Solicita el crédito para comprar urea, semillas, abonos, insecticidas y fertilizantes. Con la ayuda del crédito podrá comprar los fertilizantes y la bomba para fumigar los sembríos.

Las compras y las ventas las realizará en Guaranda. El desafío a los que se enfrenta son las plgas y enfermedades en las siembras.
El sueño es comprar un terreno. En el tiempo libre le gusta leer la biblia.

Previous Loan Details

Ufredo Gerardo is 38 years old and lives with his partner and their four children in the city of Ventanas of the Los Rios province. He is a member of VRC Genesis which is located in the Atascoso area of the Ventanas canton and is involved in farming and fishing activities. Ufredo Gerardo ma... More from Ufredo Gerardo's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 101
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Ufredo Gerardo to buy urea, seeds, manure, insecticides and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 5, 2013
Jun 27, 2013
Currency Exchange Loss:
Jan 18, 2014