Update on Jhonny JoseJhonny is 37 years old. He lives in a common-law marriage and has three children. He lives with his wife and children in the city of Ventanas, in the Los Rios province.
He is a member of the Genesis communal bank, which deals with farming and livestock. It is located in the Atascoso neighborhood within the canton Ventanas.
Jhonny is a farmer and he cultivates corn and rice. He is requesting this loan to buy urea, seeds, manure, and insecticides. With the help of this loan, he will be able to buy fertilizer.
He will make his purchases and sales in the city of Guaranda. The challenges he faces are the pests and plant diseases. His dream is to buy land and earn more income to give his family a good life. In his free time, he likes to play sports with his friends.
Es Integrante de la VRC GENESIS, se encuentra ubicada en el recinto atascoso, Pertenece al Cantón ventanas se dedican a labores agrícolas y pecuarias.
Jhonny se dedica a la agricultura a la siembra de maíz, arroz. Soliciat el crédito para comprar urea, semillas, abonos, insecticidas. Con la ayuda del crédito podrá comprar los fertilizantes.
Las compras y las ventas las realizará en la ciudad de Guaranda. El desafío a los que se enfrenta son las plagas y enfermedades de los cultivos.
El sueño es comprar terreno y tener mas ingresos para dar buena vida a la familia. En el tiempo libre le gusta hacer deporte con los amigos.
Previous Loan DetailsJhonny Jose is 36 years old and has three children. He lives with his wife and children in Ventanas, within the Los Rios province. He is a member of the Genesis communal bank, located in the Atascoso neighborhood, within the Ventanas settlement. He farms and raises livestock. Jhonny Jose ... More from Jhonny Jose's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid