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Vilma  Haidee
Vilma is 28 and lives with her partner and children in her own house. Her job is growing corn and beans. She has worked in agriculture for several years, and this experience means she gets better harvests. She sells her produce in the outskirts of the city, and she has a lot of customers who choose her for her high quality items, good prices and, above all, her good customer service. She is asking for a loan so she can invest in buying corn and bean seeds, insecticide, weedkiller, fertiliser and compost. Vilma has good references from people who know her. She is very responsible and is sure that she will be able to replay the loan in the agreed time period, while bringing economic security to her household.
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Vilma de 29 años de edad vive junto a su compañero de vida y sus hijos en casa propia, ella se dedica al cultivo de maíz y frijol, tiene varios años de trabajar en la agricultura y eso le ha regalado mucha experiencia que le permite obtener las mejores cosechas, sus cosechas las comercia en los alrededores de la comunidad, ya tiene mucha clientela que la prefiere por la calidad, los buenos precios y sobre todo por el buen servicio; ella necesita invertir por eso le solicita un credito que le permita comprar semillas de maíz, frijol, insecticida, herbicida, fertilizantes, abonos, etc. vilma tiene buenas referencias de pago por parte de sus conocidos, y es muy responsable, asegura que podrá cancelar la deuda en el periodo establecido y a la vez confía que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 642
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Vilma Haidee to buy corn and bean seeds, insecticide, weedkiller, fertiliser and compost.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 25, 2013
Jun 27, 2013
Currency Exchange Loss:
Jan 25, 2014