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Julio Cesar
Julio is 61 years old and he has four children - two girls and two boys. He has worked in agriculture since he was 15 years old. Now at 61, he continues caring for and supporting his family via this activity. His father taught him, along with his four brothers, the technical aspects of cultivating the land. In the region in which he lives, the majority of the population works in agriculture.

Julio has a parcel of land very close to his small home, which enables him to work in the mornings and a bit in the afternoon. More than just growing basic grains, he also typically climbs the mountain to collect fire wood and then sells it to earn extra income.

The loan he is seeking from Fundacion Campo is so that he can buy fertilizers and pesticides for the cultivation of maize and so that he can control the pests for a good harvest. He aims to support his family and make a bigger income from the sale of any surpluses after he has met his family's basic needs.

Julio saw the access to loan from Fundacion Campo as an opportunity to make his business ideas come to life. In the future he is thinking about asking for a loan so that he can buy a mill hopper, because in his county there are is already demand for this service.
View original language description ↓
Julio tiene 61 años de edad, esta acompañado y tiene 4 hijos, dos hembras y dos varones. se dedica a la agricultura desde que tenia 15 años, a sus 61 años de vida, sigue manteniendo y sustentando su familia a través de esta actividad. Su papá le enseño junto con sus cuatro hermanos, las técnicas de cultivar la tierra. En la zona donde vive, la mayoría de la población se dedica a las actividades agrícolas.
Don Julio tiene su parcela muy cerca de su pequeña casa, lo cual le permite ir a trabajar en la mañana y un rato en la tarde. Además, de dedicarse a la siembra de granos básicos, suelen subir a la montaña a recoger leña la cual venden para obtener pequeños ingresos extras.

El préstamo que esta solicitando a Fundación Campo, es para comprar fertilizantes y plaguicidas para su cultivo de maíz y controlar las plagas para tener una buena producción. Lo que pretende es, tener el sustento de su familia y obtener ingresos de la venta de los excedentes que les permitan cubrir otras necesidades básicas.

Don Julio ve el acceso a créditos en Fundación Campo, como una oportunidad de concretizar sus ideas de negocio; En un futuro piensa sacar un crédito que le permita comprar un molino de una tolva, ya que en el cantón hay mucha demanda de este servicio.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 734
    View loans »
    El Salvador Loans Fundraising
  • $27,054,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Julio Cesar to buy fertilizers and pesticides for cultivating his maize - and to control pests for a good harvest.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jun 21, 2013
Jun 27, 2013
Currency Exchange Loss:
Mar 17, 2014