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Gladis
Gladis is a young, 29-year-old woman and the mother of two children; the oldest is in primary school and the youngest is 8 months old. Together with her life partner, she has made a living through agriculture for more than five years. The two of them are alone involved in carrying out all the different work in the fields, like: cleaning, pruning, composting, and fertilizing the coffee plants. The land that they cultivate is their own, thanks in part to inheriting it from her parents. It is located in the same area where they live, which makes it much easier to look after their crops. Her customers are different buyers who come to the area during the season to acquire the product.

She has asked COMIXMUL for a loan to buy agricultural supplies for maintaining and taking care of her coffee crops because if they are not treated in time it is likely that they will become full of bugs that will deteriorate the product. Her plans and goals are to be able to tend to her crops to prevent the plants from getting damaged, and to get an excellent harvest that she could take the maximum advantage of without leaving anything behind. Her dreams are to provide excellent education for her children and to be able to improve her family's quality of life.
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Gladis es una joven de 29 años de edad madre de 2 hijos los cuales el mayor esta primaria y el ultimo con 8 meses de nacido. En compañía de su compañero de hogar se dedica a la agricultura hace más de 5 años siendo ellos 2 los únicos involucrados en las diferentes actividades del campo como ser: Limpia, Poda, abona y Fertilización de las plantas de café. La tierra que cultivan es propia gracias a una herencia por parte de sus padres la cual está ubicada en la misma área donde ellos habitan por lo cual se les hace más fácil la asistencia técnica de sus cultivos. Sus clientes son los diferentes compradores que en la temporada llegan a la zona para la adquisición del producto.

Ella ha solicitado a COMIXMUL un financiamiento para la compra de insumos agrícolas para dar mantenimiento y asistencia técnica a sus cultivos de café ya que no ser tratado a tiempo es probable que se llene de bichos que deterioran el producto.

Sus planes y metas son poder asistir a sus cultivos para evitar que la plantación se dañe y poder obtener una excelente cosecha la cual se pueda aprovechar al máximo sin dejar nada. Sus sueños son darles una excelente educación a sus hijos y poder mejorar la calidad de vida de su familia.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 26
    View loans »
    Honduras Loans Fundraising
  • $8,153,025
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Gladis to buy supplies for maintaining and taking care of her coffee crops.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jun 24, 2013
Listed
Jun 27, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014