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Estelina
Estelina is 32 years old and the mother of three children. For financial reasons, Estelina's family were unable to support her and she was only able to study up to the second year of her primary education. From an early age, her parents taught her to carry out activities such as looking after the house, farming (growing coffee) and selling bananas, plantains and other fruit. Estelina and her partner have three sons. Their eldest is 16 years old and in the third year of his secondary education. Their middle son is 13 and not in school. Their youngest is 3 years old. Estelina, her partner and their two eldest sons work weeding, pruning, fertilizing and harvesting their crops. They also sell bananas, plantains and other fruit. They inherited the land on which they grow their crops.

Estelina has requested a loan from COMIXMUL to invest in buying fertilizers, compost and foliar fertilizers for her coffee crops.

Estelina dreams of seeing her children enjoy better living conditions and a stronger inheritance. She hopes to see them able to successfully face difficult financial situations by receiving an education. She also hopes to buy more land on which to grow coffee.
View original language description ↓
Estelina tiene una edad de 32 años y es madre de 3 hijos. Su familia por el factor económico no pudieron apoyarla y solo pudo cursar hasta el segundo grado de educación primaria. Fueron sus padres que desde niña le inculcaron actividades como: oficios domésticos, la agricultura (cultivo de café) y a la comercialización de banano, plátano y otras frutas. En compañía de su compañero de hogar tiene 3 hijos varones: el primero tiene 16 años curso el tercer año de secundaria, el segundo 13 años no estudia y el tercer hijo tiene 3 años. En compañía de su pareja y sus 2 hijos mayores se dedican a elaborar diferentes actividades como: limpia, poda, abona, corta de la cosecha y con la comercialización de banano, plátano y otras frutas. Las tierras que cultivan son obtenidas por herencia.

Actualmente ella ha solicitado a COMIXMUL un financiamiento para invertir en la compra de fertilizantes, abono y foliares para sus cultivos de café.

Estelina sueña con ver a sus hijos en mejores condiciones de vida, con un patrimonio más fortalecido capaz de enfrentar las situaciones económicas de una manera favorable mediante el estudio y poder comprar mas tierra para poder cultivar café.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 26
    View loans »
    Honduras Loans Fundraising
  • $8,349,000
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Estelina to buy fertilizers, compost and foliar fertilizers for her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 30, 2013
Listed
Jun 27, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014