Pati Maribel is 30 years old, married, has 2 years of secondary education, and has 1 child. She makes a living raising chickens. She buys them small, then waits for them to fatten, and sells them later on. She started this business on her own when she saw the need to generate income to help with her household finances. To date she has 6 years of experience.
She organized a group and is asking for a loan to buy chickens and feed for them. In the future, she would like to have a large and profitable farm. Other members of the group are involved in selling fruit, raising pigs, and selling clothes. In the photograph, there are 9 people, but only 8 were granted the loan.
La señora Pati Maribel es de estado civil casada, tiene 30 años de edad, curso 2 años de educacion secundaria, tiene 1 hijo, ella se dedica a la crianza de pollos, los compra pequeñitos luego espera a que engorden para después venderlos, inició este negocio por iniciativa propia ya que se vio en la necesidad de generar ingresos económicos para ayudar a la economía de su hogar y hasta la fecha lleva 6 años de experiencia.
Organiza un grupo y solicita un préstamo que lo utilizará para la compra de pollos y concentrado para los mismos, en el futuro desea tener una granja grande y rentable; las demás integrantes del grupo se dedican a venta de frutas, crianza de cerdos y venta de ropa. En la fotografía aparecen 9 personas pero solo a 8 se les concedió el préstamo.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.