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Guadalupe
Guadalupe is 61 years old, married, and has four children. She has been working for approximately 40 years to provide for their family, with the help of her husband. Guadalupe makes tamales and bread to sell and also has a mill for grinding boiled corn which has one hopper. Her husband used to work as a builder in the area. He also worked as a farm laborer when building work was scarce. Together with her family, Guadalupe also cares for 5 head of cattle and grows sorghum over 0.7 hectares in order to provide fodder for their cattle and grain for their farmyard birds. She also grows corn over 1.4 hectares which is used for her family's own consumption and, if the price is right, she sells some in order to cover some household expenses and the cost of cattle fodder. The area in which she lives has two well defined seasons: a rainy season when she grows basic grains and fodder for the cattle and a dry season when pasture is scarce and dried out. There is no natural water source for filling water troughs or watering crops.

Guadalupe buys her farm supplies in the city. She has to catch the only bus that services her community or travel by pick-up truck for 15 kilometers. Then she has to carry her products on her back until she reaches her farmland with her family and whoever else she hires to do this work because her husband is no longer able to work for health reasons. Fifteen years ago he suffered an accident on a construction site which left him in a coma. He lost a large part of his reasoning ability as well as his ability to carry out heavy labor. Guadalupe is practically the only one who provides income for their household.

Guadalupe will use the loan that she is requesting from Fundación Campo to buy fertilizer, herbicides, fungicides and seeds. She will also pay laborers to farm 0.7 hectares of sorghum and 1.4 hectares of corn. This loan will allow her to meet the need her family and farmyard birds have for basic grains and provide her cattle with fodder during the dry season.

In the future, Guadalupe hopes to be able to work differently, perhaps with her own capital. She would like to improve her cattle. The cows that she has right now are bred for their meat. By crossing them with a dairy bull she could obtain animals that adapt well to the local climate and produce more milk. This would make more income for her family.
View original language description ↓
Guadalupe tiene 61 años de edad, es casada y tiene cuatro hijos. Tiene al rededor de unos 40 años de trabajar para sacar adelante a su familia junto a su esposo. Ella hacia tamales, pan horneado para vender ademas tiene un molino de nixtamal de una tolva, mientras su esposo trabajaba como albañil en la zona y como jornal de trabajos agrícolas cuando el trabajo como albañil era escaso. con su familia cuidan también 5 cabezas de ganado bovino cultivan sorgo 0.7 hectáreas para obtener forraje para el ganado y el grano para las aves de corral y 1.40 hectáreas de maíz que les proporciona el maíz para el consumo de la familia y si el precio es bueno venden una parte para cubrir algunos gastos de la casa y el forraje para el ganado ya que la zona posee dos estaciones meteorológicas bien marcadas una época de lluvias donde hay que sembrar los granos básicos y el forraje para el ganado y una época seca bien marcada donde los pastos se escasea y secan no hay ninguna fuente natural de agua para abastecer los potreros y cultivos.

los insumos agrícolas se compran en la ciudad, pero hay que salir en el único autobús que sale de la comunidad o en pick-up a unos 15 kilómetros, luego cargarlos en la espalda hasta el lugar de los cultivos con su familia y alguna persona que se contrata para hacer este trabajo; ya que su esposo ya no trabaja por motivos de salud hace unos 15 años sufrió un accidente en una construcción de la cual quedo en estado de coma y desde entonces el esposo perdio en gran porcentaje la capacidad de razonamiento la de ejercer trabajos pesados y prácticamente es Guadalupe la que lleva los ingresos al hogar.

El préstamo que esta solicitando a Fundación Campo, es para comprar abono, herbicidas, fungicidas, semillas, pago de mano de obra para cultivar 0.7 hectáreas de cultivo de sorgo y 1.4 hectáreas de cultivo de maíz. Con el crédito satisfacera las necesidades de granos para consumo de la familia y las aves de corral y el forraje para alimentar en la época seca a las vacas que poseen.



En un futuro espera trabajar de manera diferente talvez con capital propio y mejorar el ganado ya que en este momento las vacas que están son de tipo carne y cruzando las vacas con un toro tipo leche se obtengan animales que se adapten al clima de la zona y produzcan mas leche y haya mas ingresos para la familia.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 785
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Guadalupe to buy fertilizer, herbicides, fungicides and seeds, and to pay laborers to farm 0.7 hectares of sorghum and 1.4 hectares of corn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 20, 2013
Listed
Jun 27, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2014