Guadalupe buys her farm supplies in the city. She has to catch the only bus that services her community or travel by pick-up truck for 15 kilometers. Then she has to carry her products on her back until she reaches her farmland with her family and whoever else she hires to do this work because her husband is no longer able to work for health reasons. Fifteen years ago he suffered an accident on a construction site which left him in a coma. He lost a large part of his reasoning ability as well as his ability to carry out heavy labor. Guadalupe is practically the only one who provides income for their household.
Guadalupe will use the loan that she is requesting from Fundación Campo to buy fertilizer, herbicides, fungicides and seeds. She will also pay laborers to farm 0.7 hectares of sorghum and 1.4 hectares of corn. This loan will allow her to meet the need her family and farmyard birds have for basic grains and provide her cattle with fodder during the dry season.
In the future, Guadalupe hopes to be able to work differently, perhaps with her own capital. She would like to improve her cattle. The cows that she has right now are bred for their meat. By crossing them with a dairy bull she could obtain animals that adapt well to the local climate and produce more milk. This would make more income for her family.
los insumos agrícolas se compran en la ciudad, pero hay que salir en el único autobús que sale de la comunidad o en pick-up a unos 15 kilómetros, luego cargarlos en la espalda hasta el lugar de los cultivos con su familia y alguna persona que se contrata para hacer este trabajo; ya que su esposo ya no trabaja por motivos de salud hace unos 15 años sufrió un accidente en una construcción de la cual quedo en estado de coma y desde entonces el esposo perdio en gran porcentaje la capacidad de razonamiento la de ejercer trabajos pesados y prácticamente es Guadalupe la que lleva los ingresos al hogar.
El préstamo que esta solicitando a Fundación Campo, es para comprar abono, herbicidas, fungicidas, semillas, pago de mano de obra para cultivar 0.7 hectáreas de cultivo de sorgo y 1.4 hectáreas de cultivo de maíz. Con el crédito satisfacera las necesidades de granos para consumo de la familia y las aves de corral y el forraje para alimentar en la época seca a las vacas que poseen.
En un futuro espera trabajar de manera diferente talvez con capital propio y mejorar el ganado ya que en este momento las vacas que están son de tipo carne y cruzando las vacas con un toro tipo leche se obtengan animales que se adapten al clima de la zona y produzcan mas leche y haya mas ingresos para la familia.
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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