Check out other loans that are currently fundraising!
Teresa De Jesus
Teresa de Jesús is 54 years old and has a solid marriage. She has a daughter who is now an adult, but who still lives with her parents and helps with household chores. Teresa has a lot of experience as she has been working the land for over twenty years. She is grateful to her parents who taught her this work, as farming is a tradition in the family and a source of income for supporting the household. Teresa did not go to school as her parents were very poor and could not support her with education costs. Growing coffee is something that, if you take your time and maintain the crops, can provide a good profit. So, today, Teresa is applying for a loan from "COMIXMUL" in order to buy supplies to help keep the crops clean, healthy and to avoid diseases that could damage them.

Teresa's future plans are to continue improving her crops and to continue looking after them so that they remain healthy. She wants to make the coffe-growing process more technical and she does not want to lose credibility in her customers' eyes. Teresa's customers include wholesalers who come to the area looking for a good quality product.
View original language description ↓
Teresa de Jesús es una mujer de 54 años de edad, con un matrimonio sólido y madre de una hija mayor de edad la cual vive con ellos y ayuda en los quehaceres domésticos en el hogar. Ella tiene mucha experiencia ya que hace más de 20 años trabaja la tierra por lo cual agradece a sus padres por haberle enseñado a trabajar ya que en su familia la agricultura es una tradición y un medio de ingreso económico único para el sustento familiar. Ella no tiene ningún grado de educación ya que sus padres eran de escasos recursos económicos y no pudieron apoyarla en ese aspecto de su vida. El cultivo de café es una actividad agrícola que de ser tratada a tiempo, de darle mantenimiento entre otros se pueden obtener buenas ganancias por lo tanto el día de hoy Teresa de Jesús ha solicitado a COMIXMUL un financiamiento para la compra de insumos que ayudaran a tener su cultivo limpio, sano y libre de plagas que puedan dañarlo.

Sus planes a futuro son los de seguir mejorando sus cultivos, tecnificarlos y seguir cuidándolos para que se mantengan sanos y no perder credibilidad ante sus clientes mismos que son los intermediarios entre otros que llegan a la zona en busca de un buen producto.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 96
    View loans »
    Honduras Loans Fundraising
  • $8,680,050
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Teresa De Jesus to buy supplies to maintain her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 22, 2013
Listed
Jun 27, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014