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Yesenia is 30 years old and lives with her common-law husband and their daughter, who are her biggest priorities. With the loan, she plans to purchase supplies to help her tend to her coffee plantation, such as fertilizers, insecticides and all types of fumigation products to combat plagues. She has been planning to improve her crops to maximize production so she can achieve better results selling her harvest to improve her family's finances. She also wants to help her husband with household responsibilities to make things easier day to day. This is her first loan with Kiva partner FUDECOSUR, and she has not had any previous loans with state banks, but FUDECOSUR offers better terms and a much lower interest rate.
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Yesenia, está en unión libre, tiene la edad de 30 años y vive con su esposo y su hija que son su mayor prioridad. Ella con el crédito va comprar los insumos para la asistencia de su cafetal como lo son el abono, plaguicidas y todo tipo de fumigaciones contra enfermedades. Ella tiene pensado mejorar su cultivo para obtener el máximo de producción y al vender su cosecha mejorar su economía para el bienestar de su familia. Ella también quiere ayudarle a su hombre con algunos cargos de su hogar para facilitar algunas cosas y mejorar día a día. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $11,100
    Average annual income
  • 27
    View loans »
    Costa Rica Loans Fundraising
  • $4,165,075
    Funds lent in using Kiva
  • 501.0
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Yesenia to purchase fertilizers, insecticides and all types of fumigation products for her coffee plantation.
46% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 27, 2013
Jun 26, 2013
Currency Exchange Loss: