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Simón
Simón is 48 years old, married and has four children. He is a humble and hard-working person who makes a living growing corn, beans and sorghum. He learned this trade from a very young age from his father and brothers, getting up at sunrise and working all day. After he decided to start his own family, he learned how to grow vegetables, starting out with a crop of peppers. Along with this, for a time he also raised calves to sell after six to eight months of development. Today, he has taught his children how to farm so they can develop skills to work in the future. Simón purchases his supplies at a place where he can get quality products at a good prices. He buys products like seeds, fertilizers and insecticides to keep his crops free from plagues and sickness so he can plant a good cornfield and have a great harvest. He has to travel 7 kilometers in a pick-up truck to get to where he can find the products he needs. He is requesting a loan from Kiva partner Fundación Campo to purchase eights bags of fertilizer, a bag of corn and sorghum seeds, and fungicides, insecticides and herbicides to care for his crops. With the loan, he will grow his basic grains, which last year he was unable to do because of a lack of money, and now thanks to the support he will be able to feed his family as well as have income to cover the needs of his wife and children. After paying off the loan, he plans to take out another to purchase calves to raise and later sell, and thus generate more income for his household.
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Simón tiene 48 años de edad, es casado y tiene cuatro hijos. Es una persona humilde y trabajadora que se dedica a cultivar maíz, frijol y sorgo aprendió esta labor desde muy pequeño con su padre y sus hermanos madrugando y trabajando todo el día. Luego que decidió formar su propia familia aprendió a cultivar hortalizas iniciando esta labor sembrando unas plantas de pepino. Además, de esto en un tiempo atrás el cliente se dedico al cuido de terneros en desarrollo para venderlos después de unos 6 a 8 meses de haberlos obtenido. Ahora en día, él enseña a sus hijos a cultivar para que en el futuro puedan desarrollar habilidades de trabajo.

El cliente compra sus insumos en un lugar, que le dan mejor precio y productos de calidad que necesita, para su cultivo que es desde la semilla, fertilizante, y venenos para control de plagas y enfermedades de sus cultivos. Así plantar una buena milpa y obtener una buena producción en la cosecha. Y tiene que viajar en pick-up una distancia de 7 kilómetros para llegar hasta el lugar donde el cliente encuentra los productos que necesita.

El préstamo que esta solicitando a Fundación Campo, es para comprar 8 sacos de abono, una bolsa de semilla de maíz y sorgo para la siembra, productos como fungicidas, insecticidas para control de plagas y enfermedades y herbicidas para el control de malezas del cultivo.

Con el préstamo, cultivara sus granos básicos, ya que el año pasado no pudo cultivar por la falta del recurso dinero y que gracias al apoyo que hoy le brinda fundación campo, podrá sembrar sus granos básicos y obtener el alimento de su familia como también un ingreso para cubrir sus necesidades de sus hijos y esposa.

Él piensa en que después de pagar este crédito, sacar otro y destinarlo a comprar terneros para desarrollarlos para luego venderlos y generar de esta manera mas ingresos para cubrir las necesidades de su hogar.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 466
    View loans »
    El Salvador Loans Fundraising
  • $22,757,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Simón to purchase eights bags of fertilizer, a bag of corn and sorghum seeds, and fungicides, insecticides and herbicides to care for his crops.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 21, 2013
Listed
Jun 26, 2013
Currency Exchange Loss:
N/A
Ended:
May 22, 2014