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Rudina, age 22, sells second-hand clothing to earn an income. She has been engaged in this business for four years. She is a member of the vulnerable ethnic Egyptian community, and she lives in the suburb of a main city in Albania known for being home to a large number of Egyptian residents. She and her husband have a two-year-old child.

In addition to her clothing sales venture, Rudina has finished nursing school, and she practices these skills as well. "I am busy and I like it," she tells us. "I work constantly in order to offer to good things to my family. There may be things we need, but still I am grateful for what we have at the moment."

Rudina has requested a loan in order to buy used clothing items to offer for sale. As for the future, she says, "My husband and I have planned to build a house, and to achieve this we must work hard. My husband is trying to start up a little car washing activity. Let's see what happens!"

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 38
    View loans »
    Albania Loans Fundraising
  • $2,885,025
    Funds lent in using Kiva
  • 107.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Rudina to buy second-hand clothing to offer for sale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jun 29, 2013
Currency Exchange Loss:
May 17, 2014