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Kujtim is engaged in an animal husbandry business. He is in his early sixties and has been engaged in his business for over 20 years. "There is nothing else I can do better than this," he tells us. "I have been selling milk and other animal produce to the locals and dairy farms, and the income I have generated hasn’t been that bad. I am very grateful."

Kujtim is married, and his children are in their twenties. One of them is attending university.

This will be Kujtim's first loan from VFA and Kiva lenders. When he applied, he was thrilled at the prospect of having his profile published on Kiva. He is requesting a loan in the amount of 100,000 Albanian Lek.

He will use his loan funds to buy goats.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 23
    View loans »
    Albania Loans Fundraising
  • $2,751,900
    Funds lent in using Kiva
  • 107.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Kujtim to buy goats.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jun 29, 2013
Currency Exchange Loss:
Jan 17, 2015