Naziran, 36, is a married woman. She is a very talented lady who excels in her work of stitching. She has gotten a lot of appreciation from her community. She accepted the fact that if her husband works alone for their family, they will not be able to meet the expenses of their household, which include the educational needs of children. Together with her husband, she manages their household while operating a business. At this time, she is working hard to continually provide income for their everyday expenses.
She has now requested a loan of 20,000 PKR to purchase more reels of threads, packs of buttons, zippers and lace in various colors. With these materials, she will be able to meet increasing demand consistently. Her regular customers are her neighbors and the local community. She is in her 3rd loan cycle and has a good repayment history. Naziran hopes to grow her business and dreams of giving a high-quality education to her children.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.