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Balqees is a 44-year-old married woman who enjoys doing the work of hand embroidery. She started doing work with her daughters. Her embroidery patterns are very popular in her territory. Her husband is a driver and earns insufficient income to support her family. She is motivated to provide her family with the basic necessities of life, including food, clothes and education.

In order to meet the growing demand for her embroidery, she requested a loan of 35,000 PKR (Pakistan rupees) from Kashf Foundation. In this way, she will be able to purchase more packs of sequins, needles and threads in different colors to complete the orders of her customers on time. She is in her third loan cycle and hopes to have a good experience with this loan.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 486
    View loans »
    Pakistan Loans Fundraising
  • $15,108,650
    Funds lent in using Kiva
  • 98.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Balqees to purchase more packs of sequins, needles and threads in different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jun 29, 2013
Currency Exchange Loss:
Apr 16, 2014