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Alpha's Group
In this Group: Alpha, Morie, Mohamed, Umaru, Abdul
This group of soldiers are requesting a loan of Le 5,000,000.00 Their names are: A. M., Morie Lahai, Mohamed A., Umaru K. and Abdul K.. Their leader, A. M., was born in Kenema in the east of Sierra Leone. He is 32, married with 3 children. A. combines military work with photography at the barracks. He snaps photos of his colleagues, for a fee, during festive times or whenever there is something official going on. A. will use his loan to buy rolls of films and a new camera.

His other colleagues, like Morie Lahai and Mohamed A. want to use their loans to build houses, while Umaru K. wants to use his loan to buy furniture. Abdul K. wants the loan to give to his wife for her retail business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 13
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 2,943.6
    Sierra Leone Leones (SLL) = $1 USD