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Kosar is a 46-year-old married woman. She has been selling vegetables for the past ten years with the support of her husband, who is shown in the photo. Her husband buys stocks of vegetables from the market and then they sell them to the people of their community. They earn a reasonable amount of money to support their family. Kosar is a loving mother of four children and is responsible for their food, health, and education. The couple is trying hard to fulfill their basic necessities of life.

For the improvement of the business, Kosar contacted Kashf Foundation to apply for a loan of PKR 20,000 to purchase sacks of different kinds of vegetables such as onions, tomatoes, and potatoes. This will be her third loan. She wishes to use part of her profits for the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 475
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 98.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Kosar to purchase sacks of vegetables to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jun 29, 2013
Currency Exchange Loss:
Jul 17, 2014