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Esi
Due to difficult circumstances, Esi did not have access to any form of formal education, yet this has not stopped her from achieving her dream of becoming an entrepreneur. Currently, Esi sells smoked fish in Narkwa (near Cape Coast). She has been doing so for about 20 years. She is married to a fisherman, and together they have three children. Esi uses all her income to feed and provide for her family. Esi will use the loan to purchase an increased amount of fish, which will aid her in improving her overall sales. Esi wants to use the future profits from her expanded business to ensure that all her children are able to receive an education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $11,000,625
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $275 helped Esi to purchase an increased amount of fish.
99% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 14, 2013
Listed
Jul 1, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 19, 2013