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Safiyya
Safiyya is 24 years old, a young client who lives with her parents in her hometown. Safiyya sells fruits and vegetables. She has been doing this work for 5 years, and she has been doing it by herself ever since she started. She really enjoys her work because she feels free and independent. At the same time, it’s going very well for her, and this helps her to feel calmer. Safiyya's mother also helps her with the business because it is the family's only source of income.

Safiyya is a very kind girl, and her hopes for the future include expanding her business, getting married, and caring for her parents. But now her primary goal is to expand her business by buying new fruit trees, fertilizers, and seeds. For this, she is requesting a loan of 1900 AZN. She hopes that this loan will help her to increase the goods she offers and thus improve her income. This will be her fourth loan.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 21
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,425 helped Safiyya to buy new fruit trees and fertilizers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 11, 2013
Listed
Jun 29, 2013
Currency Exchange Loss:
Covered
Ended:
Dec 17, 2014