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John is married and lives in rural Lyantonde. He collects milk from farmers in villages and brings it to the town center by truck to sell to a dairy which later transports it to the city. He is pictured here on a truck with milk cans.

John is requesting a loan to buy milk. Most of the farmers he buys from usually want cash and yet the diary pays only at the end of each month. John is optimistic that his loan will increase his sales and monthly profit. He thanks Ugafode for meeting his need when no one else was willing.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

About Uganda

  • $1,800
    Average annual income
  • 168
    View loans »
    Uganda Loans Fundraising
  • $32,013,100
    Funds lent in using Kiva
  • 2,597.6
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped John to buy milk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jun 29, 2013
Currency Exchange Loss:
Apr 18, 2015