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Edmond wants to buy corn and bean seeds for planting and he needs lenders’ help to accomplish this goal. The land in the background of the photograph is the planting land he owns that has turned out to be very fertile, according to Edmond.

Edmond is 38 and he lives together with his three-year-old child, his wife, and their extended family from both sides in south-eastern Albania. For the last six years, Edmond has been enjoying the agriculture/livestock sort of business activity and has been selling fresh produce to the market of a main town located near his village. The produce that he sells the most of is dried beans and corn. His region is famous for selling these products in large quantities, as well as other ones such as chickpeas, lentils, and peas.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 25
    View loans »
    Albania Loans Fundraising
  • $2,737,725
    Funds lent in using Kiva
  • 107.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Edmond to buy corn and bean seeds for planting.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
May 28, 2013
Jul 1, 2013
Currency Exchange Loss:
Mar 17, 2015