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Nelli is 60 years old. She lives in a small city Vanadzor which is in Lori area. She is an honored teacher. She has graduated from the Department of Russian Language and Literature at the Kirovakan Pedagogical Institute. She works at the school in the village of Fioletovo as a teacher of Russian language and literature. She also has another occupation: she gives paid individual courses of Russian language to the pupils to get ready for the entrance examinations.

Nelli is married and she has a son and a daughter, both of them are already married and they live separately with their families. Nelli lives with her husband who is unemployed.

Nelli is requesting a loan of 400,000 Armenian drams to buy a computer which will help her to do translations faster and to prepare interesting and necessary themes before her lessons. She thanks Kiva lenders, since she knows how they appreciate and emphasize the importance of education.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 130
    View loans »
    Armenia Loans Fundraising
  • $14,833,500
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Nelli to buy a computer.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 25, 2013
Jun 29, 2013
Currency Exchange Loss:
Jul 17, 2014