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Zaituna is a kind and hard-working woman, aged 37. She is a single mother with two sons. For the past two years, Zaituna has sold men's and women's clothing at the local market. Her oldest son helps her with the work. Zaituna buys clothing wholesale twice per month and sells it at a profit. Now it is time for Zaituna to restock her shop and she has asked for a loan to buy men's and women's clothing for the current season.
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Зайтуна добрая и усердная женщина в возрасте 37 лет. Она одна без мужа воспитывает двоих сыновей и сама обеспечивает семью. Последние два года Зайтуна занимается торговым бизнесом. У нее есть тоговая точка на рынке района, где она продает женскую и мужскую одежду. Ей в деятельности помогает ее старший сын. Зайтуна в месяц дважды закупает оптом свой товар и продает в своей точке по розничной цене. Зайтуне сейчас необходимо увеличить товарооборот. С этой целью она просит кредит для приобретения сезонной женской и мужской одежды на продажу.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 109
    View loans »
    Tajikistan Loans Fundraising
  • $29,894,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Zaituna to purchase men's and women's clothing for resale to increase her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jun 25, 2013
Currency Exchange Loss:
Jul 17, 2014