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Jose Remberto
Jose is 33 years old, is married, has two children and lives in a village that is part of the city of Gracias, Lempira. Jose makes a living by growing coffee. He has his own crop, a wet parchment production he sells in the local market.

He has decided to ask for a loan for 15,000 Honduran lempiras to buy fertilizers, to clean his coffee and to be able to get a good production. His plan is to be able to get more land to expand his cultivation, and for his children to finish their studies.
View original language description ↓
Jose, tiene 33 años de edad, esta casado, tiene dos hijos, y vive en una aldea que pertenece al municipio de Gracias, Lempira. Jose, se dedica al cultivo de café, cuenta con su propio cultivo, la producción en pergamino húmedo la vende en el mercado local. Ha decidido solicitar un préstamo por 15,000 lempiras para comprar fertilizantes, abonos y para limpieza de la misma y poder sacar buena producción. Su plan es poder obtener mas terrenos para ampliar el cultivo y que sus hijos culminen sus estudios.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 97
    View loans »
    Honduras Loans Fundraising
  • $9,206,150
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Jose Remberto to buy fertilizers to do maintenance on his coffee farm.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 23, 2013
Jun 26, 2013
Currency Exchange Loss:
Apr 16, 2014