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Phal is 33 years old and also the mother of three schoolchildren, living in a village located in the Sampov Meas district of Pursat Province. She has a five-hectare area for growing paddy rice. This business, which she has been with for 10 years, earns her about 31,000 KHR. Phal is in a second-cycle loan with VisionFund (Kiva’s partner). She has repaid her past loan already and it has supported her business on time and increased her profit. Now, she is seeking a new loan of 2,000,000 KHR in order to plow her farmland and to buy one sack of fertilizer. She hopes that she can earn more income so that she can expand her business.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,086.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Phal to plow her farmland and to buy one sack of fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 28, 2013
Currency Exchange Loss:
May 17, 2014