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Ten's Group
In this Group: Ten, Raksmey
Ten, a villager from Kampong Cham province, is 46 years old and married. She is blessed with seven children, four of whom are still in school, while the remaining three are workers at a rubber plantation, owned by a private company in the local area.

To strive for a living, Ten also works as a latex tapper and her husband works as construction worker. She is able to generate about KHR 19,000 per day from the occupation that she has had for ages.

Ten, a third-cycle client, joins the same group with another borrower who is a second-time borrower with VisionFund Cambodia (Kiva’s partner) to apply for a new loan. Ten has been successful in repaying her past loan, which enabled her to provide, three times a day, decent meals for her children.

For this cycle, Ten is seeking KHR 1,400,000 and her joint member is applying for KHR 1,200,000. As the leader, Ten will spend her portion to buy a decent motorbike for her children to commute back and forth to the workplace. She hopes that her children can reduce the transportation cost that they used to have and can use that money to support the family, instead.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,099.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ten's Group's $650 loan helped a member to buy a decent motorbike for her children.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 28, 2013
Currency Exchange Loss:
Jun 17, 2014