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Sen's Group
In this Group: Sen, Sokha, Saven, Khorn
A widowed mother of eight children, two of whom are still in school, Sen is 41 years old and a rice grower.

Sen farms rice on a 3.5-hectare area during the rainy season and on a twelve-hectare area during the dry season. She has been in her current business for ages. She is able to earn up to KHR 24,000 per day.

Sen has been with VisionFund Cambodia (Kiva’s partner) for the past five cycles and has fully repaid her loans with success. From the previous loans, her living condition has improved.

Now, in a group of four, Sen is the leader. The total amount of her entire group loan is KHR 4,300,000, of which KHR 1,000,000 is Sen’s portion.

As the leader, Sen will spend her loan portion to buy good rice seed for replanting her crop. She hopes that she can gain a high yield and make a good profit.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 291
    View loans »
    Cambodia Loans Fundraising
  • $37,552,375
    Funds lent in using Kiva
  • 4,099.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sen's Group's $1,050 loan helped a member to buy good rice seed for replanting her crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 28, 2013
Currency Exchange Loss:
May 17, 2014