With much effort and savings, Dolores managed to start her business selling ‘anticuchos’ [grilled meat kebabs] a few months ago. With the fruits of her labor she’s able to cover her household expenses. Dolores works about 5 hours because she mostly works at night. She believes she’s getting ahead because she’s very kind to customers and above all because she’s a very tasty cook.
Dolores is very grateful to Kiva lenders because thanks to the help they’ve provided she will be able to do some home and some business improvements. She will buy a new grill to grill the anticuchos thus improving her family’s quality of life and be able to stay in business. She will continue striving to make her greatest dream reality: to provide her children with professions and to own a restaurant.
Con mucho esfuerzo y ahorro Dolores logro iniciar su negocio de venta de anticuchos, desde hace algunos meses, con el fruto de su trabajo puede solventar los gastos de su hogar, dolores trabaja alrededor de 5 horas, ya que mayormente ofrece sus productos en la noche; dolores cree que esta saliendo adelante porque es muy amable con los clientes y sobre todo porque tiene muy buena sazón.
Dolores está muy agradecida con los prestamistas kiva ya que gracias a la ayuda que le han brindado ella podrá realizar mejoras en su vivienda y mejorar su negocio , ya que comprar una rejilla nueva para poder freír sus anticuchos, de esta manera podrá mejorar la calidad de vida de su familia y poder seguir mejorando su negocio, de esta manera ella seguirá luchando para poder hacer realidad su más grande sueño:” Darle una profesión a sus hijos y tener un restaurante.”
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid