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Gabriel Antony
Gabriel is a young 19-year-old living in the city of Ica, a city noted for its very hot climate and also because agriculture develops there especially asparagus, grape and cotton growing, among others. Gabriel is a young man who has gone through difficult times and that’s why he strives daily to get ahead. Because of his limited economic resources he was only able to finish fifth grade of secondary school; he would have liked to have gone to university.

Gabriel works day to day as a laborer on a large agricultural estate in his city. He works about 9 hours per day and helps with his family’s household expenses with the fruits of his labor. He believes he’s getting ahead because he’s responsible and because he very much wants to get ahead.

Gabriel is very grateful to Kiva lenders because thanks to the help they are giving him he will be able to buy building supplies like cement and sand, among others and will be able to do some home improvements; he will install a cement floor because it’s currently dirt and in this way will be able to improve his family’s quality of life and continue striving to make his greatest dream reality: to study a university career and have a business of his own.
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Gabriel es un joven de 19 años, el cual vive en la ciudad de Ica, ciudad que se caracteriza por tener un clima muy cálido y también por desarrollarse la agricultura en especial el cultivo de esparrago, uva, algodón, entre otros. Gabirel es un joven que ha atravesado por momentos difíciles y por ello cada día lucha por salir adelante; debido a sus pocos recursos económicos el solo pudo estudiar hasta el quinto grado de secundaria, pero le hubiera gustado estudiar una carrera universitaria.

Día a día Gabriel trabaja como obrero en un fundo agrícola de su ciudad, el trabaja alrededor de 9 horas al día y con el fruto de su trabajo apoya a su familia con los gastos del hogar, el cree que esta saliendo adelante porque es responsable y tiene muchas ganas de salir adelante.

Gabriel esta muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar materiales como cemento, arena, entre otros; realizar mejoras en su vivienda a que colocara un piso de cemento, ya que actualmente es de tierra, de esta manera el podrá mejorar la calidad de vida de su familia y seguir luchando para poder hacer realidad su mas grande sueño:” Estudiar una carrera universitaria y tener un negocio propio”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $55,238,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD