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Krull Zolin
Krull lives in the city of Ica, a city with a warm climate where one can see sights and, above all, where grapes and cotton are grown, among others. Since he was little, Krull went through many difficult moments, due to his parents having very few economic resources. Because of this, he could only study up to the 5th year of secondary school, but he would very much like to study mechanical engineering.

Every day, Krull works as a construction operator, and he works about 9 hours per day. With the fruits of his labor, he supports his parents with household expenses. Krull believes he is moving forward because he is very responsible and dedicated.

Krull is very grateful for Kiva loans. Thanks to the help they have given him, he will be able to buy a gas stove for his mother, who currently has a kerosene stove. In this way, he will be able to improve her quality of life and continue fighting to be able to realize his biggest dream: to finish building his mother's house and be able to study at a university.
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Krull vive en la ciudad de Ica, ciudad de cálido clima, en el cual podemos apreciar lugares turísticos y sobre todo se cultiva la uva, el algodón, entre otros. Desde pequeño Krull atravesó por muchos momentos difíciles, debido a que sus padres tenían pocos recursos económicos, por ello solo pudo estudiar hasta el quinto grado de educación secundaria, pero le hubiera gustado mucho estudiar la carrera de Ingeniería Mecánica.

Cada día Krull trabaja como operario de construcción, el trabaja alrededor de 9 horas al día y con el fruto de su trabajo apoya a sus padres con los gastos del hogar; Krull cree que esta saliendo adelante porque es muy responsable y dedicado.

Krull esta muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar una cocina a gas para su madre ya que actualmente tiene una cocina a kerosene, de esta manera podrá mejorar su calidad de vida y seguir luchando para pode hacer realidad su más grande sueño:” Terminar de construir la vivienda de su madre y poder estudiar una carrera universitaria”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 32
    View loans »
    Peru Loans Fundraising
  • $54,501,725
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD