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Don Higinio is 40 years old and very diligent about meeting his family responsibilities. He lives with his wife and their son and has always provided the best for them, devoting himself to his work cheerfully and enthusiastically.

Don Higinio is is a farmer and grows one of the principal grain crops of this area, corn. When his corn is ready to harvest, Don Higinio places it in sacks, like the one pictured here, and then takes it to sell at markets hear his home. Don Higinio wishes to boost his sales and therefore visited the offices of INTEGRAL to request a loan for the purchase of: seeds, manure, fertilizers, pesticides, and other supplies. Don Higinio's farm is his only source of income, so this loan will help him provide for his family's daily needs without difficulty.
View original language description ↓
Don Higinio de 40 años de edad es un hombre muy responsable con sus obligaciones de hogar, ya que siempre se ha caracterizado por brindarle lo mejor a su familia. Actualmente vive junto a su esposa y su hijo es muy trabajador, siempre lo ha realizado con alegría y entusiasmo, se dedica a ser agricultora siembra todos los años los uno de los principales granos básicos de la zona como lo es el maíz, cuando su cosecha ya esta lista la almacena en sacos a si como muestra la fotografia para luego salir a comercializarla en los mercados que estan cerca de su lugar de residencia. Don Higinio desea incrementar sus ventas y por eso visitó las oficinas de INTEGRAL para solicitar un crédito el cual le permita comprar: semillas, abonos, fertilizantes, pesticidas entre otros. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá llevando el pan de cada día a su hogar sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 784
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Higinio to purchase seeds, manure, fertilizers, pesticides, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 3, 2013
Jun 26, 2013
Currency Exchange Loss:
Jun 19, 2014