The client lives in her own house with her life partner and their two-year-old son. She is very well-known in the zone where she lives due to her humility and her dedication to her job. She has never stopped overcoming the odds, and has always continued forward even when faced with difficulties. With strength and dedication, she owns a store in which she sells commonly used items like basic grains, milk, eggs, rice, soups, and other things. She is very dedicated to her work and a very helpful saleswoman. This is why she has clients who look for her and prefer buying her products. It is necessary to stock her store a little more due to the rise in demand, and she does not have the resources to do this. For this reason, she seeks a loan to buy more products like basic grains, instant products, candies, drinks, etc. She trusts God that the help she seeks will soon be given and she will no longer have to worry about bringing daily sustenance to her home.
La clienta vive en casa propia con su compañero de vida y su hijo de 2 años de edad, es muy conocida en la zona donde reside por su humildad y su entrega al trabajo, nunca se ha dejado vencer y siempre ha salido adelante con sus dificultades. Con esfuerzo y dedicación posee una tienda en la que vende productos de primera necesidad granos básicos, leche, huevos, arroz, sopas, entre otros, es muy dedicada a su labor y muy servicial a la hora de vender, es por eso que posee clientes que la buscan y la prefieren por sus productos. Se ha visto en la necesidad de surtir un poco mas la tienda debido al aumento de demanda y no tiene el capital para realizarlo, es por eso que la clienta solicita un crédito para comprar más productos como granos básicos producto instantáneo, golosinas, bebidas, etc. Confía en Dios de que pronto la ayuda solicitada, será otorgada, y no tendrá más preocupación que llevar el sustento diario a su hogar.
More information about this loan
This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.
Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.