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Emilia Marina
Emilia lives in the city of Guadalupe, which has a warm climate; friendly, cheerful people; and is best known for its rich cuisine. Emilia's parents didn't have much money, so she completed only one year of high school and has earned a living by the sweat of her brow since she was very young. Emilia has six adult children whom she loves very dearly and for whom she has worked diligently so that they could grow up to be honorable people.

Emilia works each day selling food. She makes sal chipapas [fried potatoes with hot dogs], causas [potato dumplings], desserts, and other regional dishes. The income from her small business allows Emilia to meet her household expenses. She believes in pushing herself forward as she's very welcoming to her customers despite the challenges she faces.

Emilia is very grateful for a Kiva loan that will help her to purchase tables, chairs, stools, and other fixtures that will make her customers more comfortable. This will boost her business, bring in more customers, and allow Emilia to continue striving to fulfill her greatest dream: to run a restaurant and continue supporting her family.
View original language description ↓
Emilia vive en la ciudad de Guadalupe, ciudad de cálido clima, pobladores amables y alegres y sobre todo una variada gastronomía. Desde muy joven Emilia aprendió a ganarse el pan con el sudor de la frente ya que sus padres tenían pocos recursos económicos, es por ello que solo pudo estudiar hasta el primer grado de educación secundaria. Emilia es madre de 6 hijos, los cuales ya son mayores de edad, pero a quienes ama muchísimo y por los cuales ha luchado mucho para convertirlos en personas de bien.

Dia a día Emilia trabaja en su pequeño negocio de venta de comida, ella prepara sal chipapas, causas, postres, entre otros y con el fruto de su pequeño negocio puede solventar sus gastos del hogar; Ella cree que esta saliendo adelante porque es carismática con los cliente y sobre todo porque a pesar de las adversidades sigue adelante.

Emilia esta muy agradecida con los prestamistas kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mesas, sillas, banquitos, entre otros para poder mejorar su negocio y poder atender a sus clientes con mas comodidad, así podrá tener mas clientes y sobre todo seguir luchando para poder hacer realidad su mas grande sueño:” Tener un restaurant y poder seguir apoyando a su familia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Emilia Marina to purchase tables, chairs, stools, and other fixtures.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 26, 2013
Currency Exchange Loss:
Feb 21, 2014