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Juan Jose
Juan is 32 years old. He is the father of a 2-year-old boy who he loves to pieces. He would like to provide his son with better opportunities than the ones he had himself. Owing to his family's lack of money, Juan was only able to study up to the fifth year of his secondary education. However, he would have liked to have studied for a management degree.

Juan works every day as a security guard. Through his work he is able to cover his household expenses. He works around 9 hours a day and believes that he is doing well in his work because he is very responsible.

Juan is very grateful to Kiva lenders because, thanks to their help, he will be able to buy merchandise such as rice, oil by the gallon, noodles, etc. and thereby support his mom in setting up a business selling groceries. This will make the family an extra income and Juan will be able to continue working hard to realize his biggest dream: to own a large general store and support his family.
View original language description ↓
Juan tiene 32 años de edad, es padre de un pequeño de 2 años de edad, al cual quiere muchísimo y sobre todo porque quiere brindarle mejores oportunidades que la que el tubo. Debido a los pocos recursos económicos él solo pudo estudiar hasta el quinto grado de secundaria, pero le hubiera gustado estudiar la carrera de administración.
Día a día Juan trabaja como agente de seguridad, y con el fruto de su trabajo puede solventar los gastos de su hogar, Juan trabaja alrededor de 9 horas al día, y cree que está saliendo adelante en su trabajo porque es muy responsable.

Juan esta muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar mercadería arroz, aceite por galones, fideos, entre otros, para poder apoyar a su madre en iniciar un negocio de venta de abarrotes, con lo cual tendrá un ingreso extra y seguir luchando para poder hacer realidad su mas grande sueño:” Tener un gran bazar y apoyar a su familia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $12,000
    Average annual income
  • 133
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Juan Jose to buy rice, oil by the gallon, noodles, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 26, 2013
Currency Exchange Loss:
Mar 10, 2015