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Kelly Goselyn
Kelly is a young woman, 20 years old. She lives in the district of Tate, located in the city of Ica, Perú which is characterized by its crop fields and its many tourist restaurants. Kelly is a young woman of humble circumstances and so she works as a laborer on an agricultural farm of the city. With the fruit of her labor she is able to cover the costs of her studies as she is currently studying for a career in technical nursing. Kelly works around 8 hours a day and she believes that she is moving forward because she wants to support her family and become a professional.

Kelly is very grateful to the Kiva lenders since thanks to the help that they have offered her she will be able to buy a wooden unit so that her family can have a house to live in since currently her adobe home is cracked. In this way she will be able to have a better quality of life and continue striving to become a great nurse.
View original language description ↓
Kelly es una joven e 20 años de edad, vive en el distrito de tate, ubicado en la ciudad de Ica, Perú y se caracteriza por su campos de cultivo y porque se encuentran muchos restaurantes turísticos, Kelly es una joven de condición humilde, por ello trabaja como obrera en un fundo agrícola de la ciudad, y con el fruto de su trabajo puede solventar los gastos de sus estudios, ya que actualmente está estudiando la carrera de enfermería técnica. Kelly trabaja alrededor de 8 horas al día y ella cree que está saliendo adelante porque quiere apoyar a su familia y convertirse en una profesional.

Kelly está muy agradecida con los prestamistas kiva ya que gracias a la ayuda que le han brindado ella podrá comprar un modulo de madera para que su familia pueda tener una casa donde vivir ya que actualmente su vivienda de adobe se encuentra resquebrajada, así ella podrá tener una mejor calidad de vida y seguir luchando para convertirse en una gran enfermera.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Kelly Goselyn to purchase a housing unit.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 26, 2013
Currency Exchange Loss:
Jun 18, 2014