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José Silvio
José is 33 years old. He is in a common law marriage. Since he was young he has worked the land, which he learned helping his family do the same. Right now, he drives a motorcycle taxi in the city, which is 30 minutes from his residence.

The loan he is asking for is to buy fertilizer so that his crop will grow well and have a good harvest. His work in the motor cycle taxi is extra income for his home, but it isn't enough to invest it in farming. The need is great since he doesn't have the necessary income to invest in planting and it is work that brings in good income. His objective is to buy another motorcycle taxi, plant more on his land, and improve the quality of life of his family.
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José tiene 33 años de edad, esta acompañado. Desde temprana edad he trabajado la tierra el cual lo aprendí ayudando a su familia a cultivar la tierra. Actualmente, se dedica a manejar una mototaxi en la ciudad que esta a 30 minutos de su lugar de residencia.

El préstamo que esta solicitando, es para comprar abonos y fertilizantes para que su cultivo crezca bien y tenga una buena cosecha; ya que el trabajo en la mototaxi es un ingreso extra para su hogar, pero no le alcanza para invertirlo en la agricultura. La necesidad es grande ya que no dispone del dinero necesario para invertirlo en la siembra y es un trabajo del cual obtiene buenos ingresos. Su propósito es, comprar más mototaxi, sembrar más cantidad de terreno y mejorar la calidad de vida de su familia.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 742
    View loans »
    El Salvador Loans Fundraising
  • $27,054,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped José Silvio to buy fertilizer so his crop will grow well and have a good harvest. His income as a motorcycle taxi driver is extra income for his home, but not enough to invest in the farming.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jun 12, 2013
Jun 26, 2013
Currency Exchange Loss:
Jul 17, 2014