58-year-old Natividad has been farming for 10 years, growing corn and sorghum. Through the sale of her harvested crops, she manages to cover her household expenses. Natividad is a responsible, honest, hard-working woman who lives with her husband and two children. She is requesting a loan to buy inputs for her crops such as fertilizers, compost, seeds, etc. so that she can improve the land she sows (the land shown in the photo). She does not have enough money from what she earns to cover these expenses. This investment will help her to make more income and improve her financial stability.
Doña natividad de 58 años de edad se dedica a la agricultura desde hace 10 años siembra maiz y sorgo, con las ventas que realiza de sus cosechas logra solventar los gastos que tiene en su hogar, es una mujer responsable, honesta y trabajadora vive con su esposo y sus dos hijos. Doña natividad está solicitando un credito para poder comprar insumos para su cosecha como: fertilizantes, abonos, semillas, fertilizantes, etc. y poder mejorar el terreno donde siembra que es el que muestra en la fotografía ya que con lo que gana no le alcanza para cubrir esos gastos y asi tener mejores ingresos y tener una mejor estabilidad económica.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.