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Elsa Mirian
Thirty-three-year-old Elsa is very friendly and hard-working. She lives with her husband and their two children. She works very hard on her plot of land, where she grows corn and beans. Her products are of very high quality and she sells them in the different markets near her home. Elsa is applying to "Apoyo Integral" for a loan so that she will have the necessary money to invest in farming supplies. She needs to buy insecticides, fertiliser, manure, seeds and more for her crops. Elsa is longing to increase her sales in order to make higher profits and to give her family more financial stability.
View original language description ↓
Elsa de 33 años de edad es muy amable y trabajadora, vive con su esposo y sus dos hijos, Ella trabaja muy duro en su propia parcela donde siembra maiz y frijol; sus productos son de muy buena calidad los comercializarla en los diferentes mercados que están cerca de su lugar de residencia. Elsa solicita un préstamo a INTEGRAL para contar con el dinero necesario e invertir en la compra de insumos agrícolas como controles de plaga y fertilizantes, abonos, semillas entre otras cosas que necesita para su siembra, ella ansía aumentar sus ventas para poder percibir mayores ganancias y darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 644
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Elsa Mirian to buy insecticides, fertiliser, manure, seeds and more.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 18, 2013
Jun 26, 2013
Currency Exchange Loss:
May 18, 2014