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Blanca Flor
Blanca, 35, lives with her husband and three children in their own house. She grows corn and beans and has been working in agriculture for six years. This has given her considerable experience enabling her to obtain better harvests. At harvest time she stores the crop in sacks as shown in the photograph, then sells it throughout the community. Because of her quality product, low prices and good service, Blanca has many customers.

In order to invest more in her business she is requesting a loan to buy corn and bean seeds, insecticide, herbicide, etc. Blanca has a good credit record among her acquaintances. She is committed to paying back the loan on time and trusts she can give her household more economic stability.
View original language description ↓
Blanca de 35 años de edad vive junto a su esposo y sus tres hijos en casa propia, ella se dedica al cultivo de maíz y frijol, tiene 6 años de trabajar en la agricultura y eso le ha regalado mucha experiencia que le permite obtener las mejores cosechas, cuando su cosecha ya esta lista la almacena en sacos asi como muestra la fotografía para luego comercializarla en los alrededores de la comunidad, ya tiene mucha clientela que la prefieren por la calidad, los buenos precios y sobre todo por el buen servicio; ella necesita invertir por eso le solicita un credito que le permita comprar semillas de maíz, frijol, insecticida, herbicida, etc. blanca tiene buenas referencias de pago por parte de sus conocidos, y es muy responsable, asegura que podrá cancelar la deuda en el periodo establecido y a la vez confía que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 657
    View loans »
    El Salvador Loans Fundraising
  • $24,202,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Blanca Flor to buy corn and bean seeds, insecticide, herbicide, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 14, 2013
Listed
Jun 26, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014