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Voces Unidas Group
In this Group: Maria Magdalena, Escolastica, Marisol
This group is made of three enterprising members. One of them is María, a 48-year-old woman who is single and has one son. Her business is the sale of puff pastries and meringues, which she sells as a street vendor. She has done this job for more than 32 years. She will invest this loan in raw materials like flour, sugar, cinnamon, eggs, food coloring, plastic bags, etc.

Marisol is 44 years old and her business is the sale of nacamatales (a traditional dish similar to tamales). Escolástica is 56 years old and her business is the sale of traditional crafts.
View original language description ↓
Grupo formado por tres socias emprendedora, una de ella es María mujer de 48 años de edad, soltera, con un hijo, su negocio es la venta de hojuelas, espumias las vende ambulante en su comunidad, esta actividad tiene de hacerlo más de 32 años, este crédito lo invertirá en materia prima como harina, azúcar, canela, huevos, colorantes, bolsas plásticas etc. Marisol tiene 44 años y su negocio es la venta de nacatamales y Escolástica tiene 56 años de edad y su negocio es la venta de artesanía típica.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Voces Unidas Group's $750 loan helped a member purchase raw materials like flour, sugar, cinnamon, eggs, food coloring, plastic bags, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 25, 2013
Currency Exchange Loss:
Nov 17, 2013